Financing and Insurance Options for Bariatric Surgery

As you’re considering all the options, you may have questions about how to pay for your treatment and what your health insurance may cover. We’re here to help you navigate the financial process.

Weight loss surgery: what will my health insurance cover?

The costs of your weight loss treatment vary depending on many factors, including:

  • Whether your health insurance plan covers bariatric surgery
  • Whether Franciscan Center for Weight Management is a preferred or out-of-network provider in your health insurance plan
  • What your co-pays and deductible amounts may be

Before you come in for a consultation with our bariatric surgery team, please contact your health insurance carrier and ask what costs, if any, your plan covers for weight loss surgery.

Accepted health insurance plans

St. Francis Hospital, where Franciscan Center for Weight Management is located, accepts many health insurance plans. Please view the accepted insurance plans for CHI Franciscan Health.

The following health insurance companies recognize CHI Franciscan Health as a preferred provider of bariatric surgery:

  • Aetna 100Aetna
  • Cigna
  • First Choice Health
  • Medicare
  • Premera Blue Cross
  • Regence Blue Shield
  • Tricare
  • United Resource Network

Paying for weight loss surgery

For patients who are self-paying for all or part of their treatment, we offer affordable pricing packages that include:

  • Surgeon’s surgical fees
  • Surgical assistant’s fees
  • Hospital’s surgical fees
  • Postoperative visits for the first 90 days

Other fees may include:

  • Anesthesiologist fees
  • Nutritional counseling
  • Preoperative lab tests and exams to qualify for surgery
  • Psychological evaluation
  • Protein drinks and nutritional supplements

Out-of-pocket costs for physician-directed weight loss programs may be tax deductible.

Total costs for self-pay patients range from $16,000 to $24,000, depending on the type of procedure. You can receive a price quote at your initial consultation. We can also connect you with an option for financing your surgery.

Bariatric surgery saves you money in the long term

A 2008 study in the American Journal of Managed Care showed that bariatric surgery can pay for itself in about two years. Because weight loss surgery may help improve or resolve chronic, obesity-related conditions such as type 2 diabetes, high blood pressure and high cholesterol, you’ll save money on:

  • Prescription medications
  • Doctor visits
  • Hospital stays

Contact us for cost details

If you have specific questions about health insurance coverage or would like detailed cost information, we’re happy to help. Please call us at 253-944-2080 or schedule a consultation.